body {	
	margin: 0px 0px 0px 0px;
	background: #fff; 
}

td, p  { font: 12px/20px Arial, Helvetica, sans-serif; color: #000000; }

div.navCont { 
	font: 11px/20px Arial, Helvetica, sans-serif; 
	color: #fff;
	visibility: hidden;
	position: absolute;
	background-image: url(../images/navBackground.png);
	background-repeat:no-repeat;
	width: 606;
	height: 306;
	margin-left: 27px;
	margin-top: -2px;
	z-index:3;
	}
	
div.navFlex { 
	font: 11px/20px Arial, Helvetica, sans-serif; 
	color: #fff;
	visibility: hidden;
	position: absolute;
	background-image: url(../images/navFlexBackground.png);
	background-repeat:no-repeat;
	width: 665;
	height: 65;
	margin-left: -219px;
	margin-top: -2px;
	z-index:3;
	}
	
.nav {
		color: #fff; 
		background: #fff;
		width: 955px;
		height: 28px;
		margin-left: auto ;
		margin-right: auto ;
		}
		
.nav a:link { text-decoration: none; color: #fff; }
.nav a:visited { text-decoration: none; color: #fff; }
.nav a:hover { text-decoration: underline; color: #fff; }
.nav a:active {	text-decoration: none; color: #fff; }

div.homehead { 
	font: 12px/15px Arial, Helvetica, sans-serif; 
	color: #fff;
	width: 955px;
	height: 110px; 
	background-image: url(../images/homemasthead.gif);
	background-repeat:no-repeat;
	margin-left: auto ;
	margin-right: auto ;
	}
	
div.flash { 
	width: 955px;
	margin-left: auto ;
	margin-right: auto ;
	}
		
div.homegraytop { 
	font: 12px/15px Arial, Helvetica, sans-serif; 
	color: #fff;
	width: 955px;
	height: 150px; 
	margin-left: auto ;
	margin-right: auto ;
	}
	
div.homereveal { 
	background: #464342;
	width: 955px;
	height: 25px; 
	margin-left: auto ;
	margin-right: auto ;
	}
	
div.homebot { 
	font: 12px/15px Arial, Helvetica, sans-serif; 
	color: #fff;
	width: 920px;
	height: 36px; 
	background-image: url(../images/home_bottomPhone.gif);
	background-repeat:no-repeat;	
	margin-left: auto ;
	margin-right: auto ;
	padding-left: 35px;
	}
	
div.pageshead { 
	font: 12px/15px Arial, Helvetica, sans-serif; 
	color: #fff;
	width: 955px;
	height: 50px; 
	background-image: url(../images/pagesmasthead.gif);
	background-repeat:no-repeat;
	margin-left: auto ;
	margin-right: auto ;
	}
	
div.pagesbody { 
	font: 12px/15px Arial, Helvetica, sans-serif; 
	color: #000;
	width: 955px;
	margin-left: auto ;
	margin-right: auto ;
	padding-top: 1px;
	}
	
div.pagesbodyIndent { 
	font: 12px/15px Arial, Helvetica, sans-serif; 
	color: #000;
	width: 905px;
	margin-left: auto ;
	margin-right: auto ;
	padding: 1px 25px 25px 25px;
	}


.reidQuote {
	color: #808084;
	font: 12px/27px Arial, Helvetica, sans-serif;
}


div.main2col { 
	position:relative;
	background: #f5f4f2;
	width: 800px;
	margin-left: auto ;
	margin-right: auto ;
	padding:50px;
	background-image: url(images/dividerLine.gif);
	background-position: 450px 50px;
	background-repeat:repeat-y;
	font: 12px/16px Arial, Helvetica, sans-serif; color: #000000;
	}
	
div.main1col { 
	position:relative;
	background: #f5f4f2;
	width: 800px;
	margin-left: auto ;
	margin-right: auto ;
	padding:50px;
	font: 12px/16px Arial, Helvetica, sans-serif; color: #000000;
	}
	
div.leftCol { 
	float:left;
	width: 375px;
	background: #f5f4f2;
	text-align: left;
	}
	
div.divider { 
	float:left;
	width: 75px;
	}
	
div.rightCol { 
	float:left;
	width: 325px;
	background: #f5f4f2;
	text-align: left;
	}
	
div.bottom { 
	clear:both;
	}

a:link {text-decoration: none; color: #e31a00; }
a:visited {	text-decoration: none;  color: #e31a00;}
a:hover { text-decoration: underline; color: #e31a00; }
a:active {	text-decoration: none; color: #e31a00; }


.smGray {
	color: #858383;
	font: 11px/22px Arial, Helvetica, sans-serif;
}

.subhead { font: 16px/26px Arial, Helvetica, sans-serif; font-weight:bold; color: #333; letter-spacing: -0.03em; }

.disclaimer {font: 9px/10px Arial, Helvetica, sans-serif; color: #000000; }

<!--CK Added--> 


.smGray {
	font: 10px/13px Arial, Helvetica, sans-serif; 
	color: #777777; 
}

.smGrayDark{
	font: 11px/18px Arial, Helvetica, sans-serif; 
	color: #464342;
}

.smGrayDark a{
	font: 11px/18px Arial, Helvetica, sans-serif; 
	color: #464342;
}

.sig  { font: 12px/14px Arial, Helvetica, sans-serif; color: #FFFFFF; }

.redSubhead { 
	font: 14px/20px Arial, Helvetica, sans-serif; 
	color: #B14040; 
	letter-spacing: -0.03em;
}

.goldSubhead { 
	font: 14px/20px Arial, Helvetica, sans-serif; 
	color: #B8A561; 
	letter-spacing: -0.03em;
}

.orangeSubhead { 
	font: 14px/20px Arial, Helvetica, sans-serif; 
	color: #DE6E3C; 
	letter-spacing: -0.03em;
}

.greenSubhead { 
	font: 14px/20px Arial, Helvetica, sans-serif; 
	color: #847E1F; 
	letter-spacing: -0.03em;
}

.graySubhead { 
	font: 14px/20px Arial, Helvetica, sans-serif; 
	color: #AEA9A2; 
	letter-spacing: -0.03em;
}

.blueSubhead { 
	font: 14px/20px Arial, Helvetica, sans-serif; 
	color: #385F8C; 
	letter-spacing: -0.03em;
}

.graySubhead { 
	font: 14px/20px Arial, Helvetica, sans-serif; 
	color: #AEA9A2; 
	letter-spacing: -0.03em;
}

.whiteSubhead { 
	font: 14px/20px Arial, Helvetica, sans-serif; 
	color: #FFF; 
	letter-spacing: -0.03em;
}

.lightBlueSubhead { 
	font: 14px/20px Arial, Helvetica, sans-serif; 
	color: #929db8; 
	letter-spacing: -0.03em;
}

.grayMainTxt { 
	font: 12px/20px Arial, Helvetica, sans-serif; 
	color: #464342;
	}
	
.lightGrayMainTxt { 
	font: 12px/20px Arial, Helvetica, sans-serif; 
	color: #AEA9A2;
}

.whiteMainTxt { 
	font: 12px/20px Arial, Helvetica, sans-serif; 
	color: #FFF;
	}
	
.whiteMainTxt a:link, a:visited, a:active { 
	font: 12px/20px Arial, Helvetica, sans-serif; 
	color: #FFF;
	}
	
.whiteMainTxt a:hover { 
	font: 12px/20px Arial, Helvetica, sans-serif; 
	color: #385F8C;
	}
	
.whiteMainTxt2 { 
	font: 12px/20px Arial, Helvetica, sans-serif; 
	color: #FFF;
	}
	
.whiteMainTxt2 a:link, a:visited, a:active { 
	font: 12px/20px Arial, Helvetica, sans-serif; 
	color: #FFF;
	}
	
.whiteMainTxt2 a:hover { 
	font: 12px/20px Arial, Helvetica, sans-serif; 
	color: #B14040;
	}
	
.whiteSideTxt { 
	font: 11px/14px Arial, Helvetica, sans-serif; 
	color: #FFF;
	}
	
.whiteSideTxt a{ 
	font: 11px/14px Arial, Helvetica, sans-serif; 
	color: #FFF;
	text-decoration:underline;
	}
	
.goldSideTxt { 
	font: 11px/20px Arial, Helvetica, sans-serif; 
	color: #B8A561;
	font-weight:bold;
	}
	
.blueSmallTxt { 
	font: 10px/20px Arial, Helvetica, sans-serif; 
	color: #385F8C;
	}

ul {
	margin-top: 2px;
	list-style-type:disc;
	margin-left: 0; 
	padding-left: 20px;
}

li {
	margin-left: 0;
	margin-right: 0;
	margin-top: 0px;
	margin-bottom: 20px;
}